Annuities provide you with a lifetime income guaranteed, regardless of market conditions. Any pension savings, pots will be converted to income based on your age and your requirements. In some cases, your income can be improved if you have poor medical history. This is called an impaired annuity, which we offer.

Many annuity providers change their rates based on market conditions and will take into account gilt yields and interest rates to determine how much income they will give you.

Markets fluctuate and providers increase and decrease their rates on a regular basis and therefore it is vital to compare market rates.

We have teamed up with whole of market annuity brokers, Pension Potential. We can compare all the best deals to give you as much income in retirement, based on your circumstances. We can provide conventional, fixed-term and enhanced annuities.

Our fees
If we arrange an annuity for you, we will receive commission from your chosen provider which is taken into account in calculating your annuity rate.

Traditional Retirement Income
This is the normal conversion of your pension savings pot to a guaranteed income for life, based on your requirements.

Impaired Annuity Retirement Income
This will be the same as a traditional annuity. However, the income conversion rate could be significantly higher if you are of poor health. If this applies to you, please complete the short medical questionnaire.

Fixed Term Annuity Retirement Income
Based on your individual circumstances, it may be that you do not require an income for life. If this is the case, then we can provide you with a quotation that provides income for typically five or 10 years.